Our People

  • Michael Biggs II

    Michael Biggs II

    Michael Biggs joined Cash Balance Actuaries in November of 2025. He has been working in the retirement industry since 2021, with experience in small to mid size combo plans doing a to z administration. Michael graduated from the University of Connecticut with a B.A. in Actuarial Science. He is currently pursuing the Enrolled Actuary (EA) Designation.
  • Nickolas Mateus

    Nickolas Mateus

    Nickolas Mateus joined Cash Balance Actuaries in November of 2025. He has worked in the retirement industry since 2018, focusing on Defined Benefit and Cash Balance plans for a variety of companies, ranging from large corporations to small family-owned businesses.

    Nickolas enjoys the technical aspects of retirement work, along with the people side of interacting with his clients and building positive relationships. He strives to be an advocate for his clients by helping them better understand their retirement plans and aiding them in staying compliant with retirement legislation, such as ERISA.

    Nickolas graduated from Lake Forest College in Illinois in 2018 with a major in Business and a minor in Entrepreneurship.

  • Nicole L. Kovac, QKA, QPA

    Nicole L. Kovac, QKA, QPA

    Nicole joined Cash Balance Actuaries in January of 2018 with 10 years of experience in the retirement plan industry.  Her experience includes plan design and annual administration for traditional and cash balance plans along with defined contribution plans. 
     
    Nicole graduated from the University of Pittsburgh at Greensburg with a B.S. in Applied Mathematics. She also earned designations from the American Society of Pension Professionals.
  • Paul J. Marszalek

    Paul J. Marszalek

    Paul joined Cash Balance Actuaries as Chief Operating Officer in January of 2012. Paul has over 25 years of experience as a retirement plan consultant. His ability to produce high quality, accurate work, combined with his great communication skills made him a perfect addition to the CBA team.

    Paul graduated from the University of Minnesota with a degree in Mathematics from the Institute of Technology.

  • Ryan Romeo

    Ryan Romeo

    Ryan joined Cash Balance Actuaries in January 2022 with 11 years of experience in the retirement plan industry. He specializes in the design and administration of Cash Balance, Traditional Defined Benefit, and Defined Contribution Plans.

    Ryan graduated from Rutgers University with a degree in Mathematics in 2009 and has passed the first two actuarial exams.
  • Crystal Chapman

    Crystal Chapman

    Crystal joined Cash Balance Actuaries in February of 2024 as an Executive Assistant.  She previously worked for over 14 years as a nanny, building her problem solving, time management and communication skills. 
  • Shannon S. Laffond

    Shannon S. Laffond

    Shannon has been with Cash Balance Actuaries since 2014 doing work as an administrative assistant. Shannon graduated from James Madison University. She's a mother of two in Eden Prairie, Minnesota. 
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